Davis Vision Insurance: What You Should Know Before Your Eye Exam

Dr. Ryan Corte
Oct 13
4 min read

Are you interested in learning more about Davis Vision insurance? Maybe you have Davis Vision and are looking for an eye doctor in the Charlotte or Asheville, NC area.

If so, look no further, Reflect Vision Care proudly accepts Davis Vision insurance! We also accept a wide variety of vision and medical insurance plans to help you receive the best possible eye care while maximizing your benefits.

Below, we’ve answered the most frequently asked questions about Davis Vision, including how it works, what it covers, and what you can expect during your visit.

What Is Davis Vision Insurance?

Davis Vision, founded in 1964, is one of the most established vision insurance companies in the United States. Now part of Versant Health (alongside Superior Vision), Davis Vision provides affordable, high-quality eye care coverage to millions of members across the country.

The company’s mission is to improve the health and well-being of patients by providing access to affordable vision care, offering everything from routine eye exams to allowances for glasses, contacts, and even discounts on LASIK.

How to Find a Davis Vision Provider

Finding a Davis Vision provider is simple. Members can use the Davis Vision Provider Locator to search by:

ZIP code or city
Doctor or practice name
Type of service (exam, frames, or contact lenses)

Davis Vision has an extensive network that includes both independent optometrists and major retail optical chains across the U.S.

💡 Tip: When searching, check whether your plan is Davis Vision by Versant Health, as the provider portal may direct you to the correct network.

And yes, Reflect Vision Care proudly accepts Davis Vision!

What If My Provider Isn’t In-Network?

You can still visit any eye doctor you choose, even if they aren’t in-network. However, if you see an out-of-network provider, you may need to pay the full cost upfront and submit a claim to Davis Vision for reimbursement.

The reimbursement amount depends on your specific plan. Our team at Reflect Vision Care can help you confirm coverage and determine your out-of-pocket expenses before your appointment.

How Much Does Davis Vision Cost?

Davis Vision offers individual and group plans, with pricing that depends on your employer or state of residence.

Typical plan features include:

Low monthly premiums starting around $12–$15 per month
$10–$20 exam copays
Frame and lens allowances renewed every 12–24 months

You can enroll online or through your employer and begin using your benefits as soon as your coverage becomes active.

What Does Davis Vision Cover?

Davis Vision provides generous coverage for eye exams, glasses, and contact lenses.

Eye Exams

Most Davis Vision plans cover comprehensive eye exams with a small copay, often around $10–$15. These exams include testing for:

Prescription updates
Eye diseases such as glaucoma, cataracts, and macular degeneration
Early signs of diabetes or hypertension affecting the eyes

Frames and Lenses

Davis Vision offers some of the best eyewear benefits in the industry, including:

A frame allowance (typically $130–$200, depending on your plan)
Fully covered single vision, lined bifocal, or trifocal lenses
Discounts on lens upgrades, such as anti-glare coatings, photochromic lenses, or progressives

Members also receive an additional 20% discount on any eyewear purchases beyond their covered allowance.

Contact Lenses

Davis Vision covers either:

A contact lens evaluation and fitting, and
An allowance for contact lens materials (usually $125–$150)

As with most vision insurance plans, you must choose between using your benefits for glasses OR contact lenses during a benefit period.

Are Medically Necessary Contact Lenses Covered by Davis Vision?

Yes. Davis Vision provides coverage for medically necessary contact lenses, such as scleral, hybrid, or rigid gas permeable (RGP) lenses, when prescribed for specific eye conditions including:

Keratoconus
Severe dry eye disease
Post-surgical corneal irregularities

These lenses are typically covered in full or with a minimal copay, depending on your plan. Our doctors will help determine if your condition qualifies.

Does Davis Vision Cover Diabetic Eye Exams?

Not directly. Davis Vision primarily covers routine eye exams. However, if you have diabetes or another medical condition affecting your eyes, your medical insurance (such as Aetna, Cigna, BCBS, or UnitedHealthcare) may cover your diabetic eye exam under your medical benefits.

At Reflect Vision Care, our doctors will help you determine whether your visit qualifies as a medical or routine exam and bill accordingly to save you money.

Does Davis Vision Cover LASIK or PRK?

While Davis Vision does not cover LASIK or PRK, it does offer significant discounts through participating providers in the QualSight LASIK network, usually 15–25% off standard pricing.

This gives members an affordable way to access life-changing laser vision correction while still enjoying savings through their vision plan.

Additional Davis Vision Benefits Patients Should Know

Extensive frame selection: Members can choose from thousands of designer frames.
Low out-of-pocket costs: Generous allowances and lens coverage.
Contact lens flexibility: Coverage for both cosmetic and medically necessary contacts.
Online tools: Easy-to-use member portal for claims and benefit details.
LASIK savings: Special discounts on refractive surgery through partner providers.

Why Choose Reflect Vision Care for Your Davis Vision Eye Exam

At Reflect Vision Care, we proudly accept Davis Vision insurance and make it simple to use your benefits.

Our doctors provide comprehensive, patient-focused eye exams that go beyond just updating your prescription, we evaluate your overall eye health and help you see your best. Whether you need new glasses, contact lenses, or medical eye care, we’ll ensure your Davis Vision benefits are maximized.

Schedule Your Davis Vision Eye Exam Today

Ready to use your Davis Vision insurance for your next eye exam? We’re here to help!

Schedule your appointment at one of our convenient Reflect Vision Care locations:

📞 Call us or schedule online to book your appointment today!