Superior Vision Insurance: What You Should Know Before Your Eye Exam

Dr. Ryan Corte
Oct 10
4 min read

Are you interested in learning more about Superior Vision insurance? Maybe you already have Superior Vision and are looking for an eye doctor in Charlotte or Asheville, NC.

If so, look no further, Reflect Vision Care proudly accepts Superior Vision! We also accept a wide range of vision and medical insurance plans, making it easy for you to receive quality care and maximize your benefits.

Below, we’ve answered the most common questions our patients ask about Superior Vision and how to make the most of your coverage.

What Is Superior Vision insurance?

Founded in 1993, Superior Vision is one of two vision insurance companies owned by Versant Health (the other being Davis Vision). With more than 109,000 points of access nationwide, Superior Vision gives members the freedom to choose where they receive care, whether from local, independent optometrists or major retail optical chains.

In addition to affordable coverage for eye exams, glasses, and contacts, Superior Vision offers members discounts on vision correction surgery, including LASIK and PRK, through the QualSight LASIK network.

How to Find a Superior Vision Provider

Finding a participating provider is simple. Visit the Superior Vision Provider Locator to search by:

Location or ZIP code
Provider or practice name
Network type or specialty

You’ll find a wide range of options, including private optometry practices like Reflect Vision Care as well as national retailers.

💡 Tip: If your employer offers both Davis Vision and Superior Vision through Versant Health, be sure to check which network your plan uses—benefits differ slightly between the two. And yes, Reflect Vision Care proudly accepts Superior Vision insurance!

What If My Provider Isn’t In-Network?

You’re free to see any provider you prefer, but if your provider is out-of-network, you’ll typically need to pay upfront and submit a claim to Superior Vision for reimbursement.

The good news? Superior Vision’s out-of-network benefits still allow you to use your full frame, lens, or contact allowance, though reimbursement amounts may vary.

If you’re unsure about your network status or coverage, our team at Reflect Vision Care can verify your benefits before your appointment.

How Much Does Superior Vision Cost?

Superior Vision is available both through employers and as individual plans for those who are self-employed or not covered through work.

Individual plans start around $12.50 per month
Family plans are available for slightly higher monthly rates
No enrollment fees
Coverage typically begins on your selected start date

You can enroll online year-round and begin using your benefits as soon as your plan is active.

What Does Superior Vision Cover?

Superior Vision offers a comprehensive approach to vision benefits, making routine eye care and eyewear more affordable.

Eye Exams

Most plans include a comprehensive eye exam with a copay ranging from $0–$20.

Frames and Lenses

Frame allowance: typically $125–$200
Lenses covered in full: single vision, lined bifocal, and lined trifocal
Optional lens enhancements include:
- Anti-glare coating
- UV protection
- Transitions or photochromic lenses
- Premium progressive lenses

Members can also receive additional discounts on lens add-ons and second pair purchases.

Contact Lenses

Most Superior Vision plans include:

Contact lens fitting copay: typically $25–$50
Contact lens materials allowance: often up to $150

As with most vision plans, you’ll need to choose whether to apply your benefits toward glasses or contact lenses during the same benefit period.

Are Medically Necessary Contact Lenses Covered?

Yes, partially. Your frame or lens allowance may also be applied toward medically necessary contact lenses, such as scleral, hybrid, or rigid gas permeable (RGP) lenses for conditions like keratoconus or severe dry eye.

However, most plans do not cover the full cost of specialty contact lens fittings and materials. Our doctors can help determine your eligibility and out-of-pocket estimate based on your plan.

Does Superior Vision Cover Diabetic Eye Exams?

No. Superior Vision covers routine eye exams, but medical eye exams, including those for diabetes, glaucoma, or eye injuries, should be billed through your medical insurance.

If you have diabetes, annual comprehensive eye exams are essential for early detection of diabetic retinopathy, the leading cause of preventable blindness in adults. Our team will ensure your visit is billed under the correct insurance plan based on your needs.

Does Superior Vision Cover LASIK or PRK?

While Superior Vision does not directly pay for refractive surgery, members receive 15–50% discounts on LASIK and PRK procedures through the QualSight LASIK network.

This benefit provides access to trusted refractive surgeons at reduced rates, an excellent perk for members considering vision correction surgery.

Additional Benefits Patients Should Know

Extensive provider access: 109,000+ locations across the U.S.
Flexible plan options: available to both individuals and employer groups
Simple enrollment: no waiting for open enrollment; sign up online anytime
Vision correction discounts: significant savings on LASIK and PRK
Preventive focus: annual exams help detect vision changes and eye health issues early

Why Choose Superior Vision for Your Eye Care?

Superior Vision is known for offering strong coverage, great value, and nationwide accessibility. Whether you’re updating your glasses, exploring contact lens options, or simply staying on top of your eye health, Superior Vision makes it affordable and straightforward.

At Reflect Vision Care, we’re proud to partner with Superior Vision to provide comprehensive, personalized eye care for individuals and families across Charlotte and Asheville.

Schedule Your Superior Vision Eye Exam Today

Ready to take advantage of your Superior Vision benefits? Our team at Reflect Vision Care is here to help you see better, feel confident, and enjoy a seamless insurance experience.

Schedule your eye exam at one of our convenient locations:

📞 Call us or schedule online to book your appointment today!